Should I claim on my car insurance?
Put in your numbers and we'll show whether claiming or paying a bodyshop yourself is likely to cost less over the next three years.
Claiming is likely to cost you about £890 (£350 excess plus around £540 in higher premiums). Paying privately costs £800.
Paying privately is probably cheaper.
This is a rough guide only, not financial advice. Premium rises vary by insurer, so check your policy.